Your Financial Need,
Our Speed, Your Trust.
To provide fast, accessible, and responsible financial solutions that support individuals and businesses in achieving their financial goals.
SAWA CREDIT Ltd
Your Trusted Financial Partner
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Personal Loans: Quick financing for personal needs and urgent expenses.
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Business Loans: Working capital, stock purchase, and equipment financing.
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Remera Gisementi Office: 1st Floor Office No.03, Kigali, Rwanda.
Built on Speed, Integrity, and Financial Trust
We empower Rwandan entrepreneurs, professionals, and families through practical lending products designed to bridge liquidity gaps and accelerate growth.
Empowering Rwandan Ambition with Accessible, Responsible Credit
Located in Remera Gisementi, SAWA CREDIT LIMITED is dedicated to supporting individuals and commercial enterprises across Kigali with reliable financing. We combine institutional rigor with personal attention to help you secure the capital you need without excessive waiting or complicated bureaucracy.
Fast Turnaround
We understand that financial opportunities require speed. Our streamlined underwriting process ensures decisions are delivered with minimal waiting time.
Responsible Solutions
Every loan is structured according to your repayment capacity. We prioritize client sustainability, clear terms, and no hidden surprises.
Dedicated Advisory
Our loan officers in Kigali work one-on-one with you to understand your exact cash flow and match you with the right credit structure.
Core Loan Products
Transparent, tailored credit solutions for personal aspirations and commercial growth in Rwanda.
PERSONAL LOAN
Financial support for personal needs and planned expenses. Designed for employed individuals and professionals needing quick, manageable liquidity.
- Completed loan application form
- Valid National ID (Indangamuntu)
- Recent bank statement (where applicable)
- Proof of residence
BUSINESS LOAN
Financing for working capital, stock purchases, business expansion, equipment, and approved business needs. Secured by acceptable collateral.
- Completed loan application form
- Valid National ID
- Business registration & TIN certificate (where applicable)
- Proof of business activity & cash flow records
- Income/expense records & bank statements
- Collateral ownership documents & valuation
Loan Repayment Estimator
Estimate your monthly installments with complete clarity. Final terms are confirmed upon credit assessment.
How to Apply (6 Steps)
A clear, disciplined process designed to get you the financial support you need without unnecessary bureaucracy.
Contact SAWA CREDIT LIMITED
Reach out to our credit team via our Remera Gisementi office, telephone (0799648128), WhatsApp, or online application.
Complete Application Form
Fill out our straightforward loan application form specifying your required amount, purpose, and preferred repayment tenure.
Submit Required Documents
Provide your National ID, proof of residence/income, and business records or collateral ownership documents where applicable.
Credit Assessment
Our credit committee conducts a prompt, professional assessment to determine optimal terms matching your repayment capacity.
Receive Loan Decision
Receive a clear, transparent approval decision outlining the sanctioned amount, interest rate, fees, and repayment schedule.
Sign Agreement & Receive Funds
Sign the legal loan agreement and receive your approved funds disbursed directly to your bank account or Mobile Money.
Pay Easily via MTN MomoPay
Make seamless monthly loan installments, processing fee settlements, or account payments using SAWA CREDIT LIMITED's official merchant code. No queues, instant SMS confirmation.
Contact & Office Details
Visit our office in Remera Gisementi, speak with a credit officer, or submit your inquiry online below.
Physical Location
Building near 1st Bus stop,
1st Floor Office No.03, Kigali, Rwanda
Operating Hours
Sunday: Closed
Send an Inquiry or Loan Request
Fill in your details below and a loan officer from SAWA CREDIT LIMITED will get in touch with you promptly.