Our Loan Solutions
Quick, trustworthy, and affordable financing designed for businesses, individuals, and organized groups. All facilities feature our standard 8% reducing balance interest rate and 24-hour processing.
Tailored Credit for Every Financial Need
Choose the loan solution matching your goal and apply online in minutes.
Business Loans
For entrepreneurs who want to expand, increase stock, improve operations, or manage temporary cash-flow needs.
- Target: Small & Medium Enterprises, Traders, Retailers
- Interest Rate: 8% reducing balance rate
- Security: Business assets, car logbook, stock, property
- Disbursement: Within 24 hours upon verification
Individual Loans
Flexible financing for individuals who need financial support for personal and planned needs with manageable repayment schedules.
- Target: Salaried professionals, self-employed individuals
- Interest Rate: 8% reducing balance rate
- Security: Physical asset collateral / guarantor / car logbook
- Disbursement: 24-hour expedited approval
Group / Cooperative Loans
Financing solutions for organized groups, associations, and cooperatives working together toward shared economic goals.
- Target: Registered cooperatives, savings groups, associations
- Interest Rate: 8% reducing balance rate
- Security: Group mutual guarantee / collective assets
- Disbursement: Fast collective disbursement
Construction Loans
Financial support to help you start, continue, or complete construction projects, building upgrades, or home renovations.
- Target: Property owners, builders, renovators
- Interest Rate: 8% reducing balance rate
- Security: Land title / property documentation
- Disbursement: Tranche or lump-sum funding within 24h
School Loans
Support for school-related financial needs, helping parents and guardians meet important education and tuition expenses on time.
- Target: Parents, students, educational guardians
- Interest Rate: 8% reducing balance rate
- Security: Asset guarantee / personal collateral
- Disbursement: Immediate direct disbursement
Emergency / Cash-Flow Support
When business or personal cash is tight, we provide timely, urgent financing so you can resolve bottlenecks and keep moving forward.
- Target: Urgent personal emergencies, sudden business gaps
- Interest Rate: 8% reducing balance rate
- Security: Car logbooks, equipment, personal collateral guarantees
- Disbursement: Priority 24-hour turnaround
Calculate Your Monthly Repayment
Estimate your installment based on our 8% monthly reducing balance rate.