Apply for a Loan Online

Complete our fast online credit application. Once your details and collateral are submitted, our credit team aims to provide your loan within 24 hours at our 8% reducing balance rate.

Official Application Portal

Loan Request Form

24-Hour Review 8% Reducing Balance

1. Applicant Information

Full Name (as shown on National ID) *

Phone Number (MTN / Airtel) *

Email Address (Optional)

Residence / Business District *

2. Loan Product & Financing Details

Loan Product *

Requested Loan Amount (RWF) *

3. Collateral & Security Guarantee

Primary Collateral / Security Type *

Document / Asset Reference (Optional)

* Collateral or security is required across all 6 loan facilities to guarantee 8% affordable reducing balance interest and 24-hour loan approval.

Loan Purpose / Repayment Preference

Data Protection & Pre-Application Notice: This intake form initiates your pre-qualification. In accordance with Rwanda Law Nº 058/2021 relating to personal data protection, your details are held securely and only used by SAWA CREDIT LIMITED loan officers to assess collateral and communicate via Phone, WhatsApp, or SMS. Formal contract execution takes place securely upon in-person verification.

I consent to SAWA CREDIT LIMITED collecting and processing my application details for credit assessment in compliance with Rwanda Data Protection Law Nº 058/2021.